Rapid credits are a type of financing that we can access rapidly and with very few requirements, this type of application can usually be made 100% online to achieve a quick response which is always positive if all the minimum requested requirements are met. We usually get several types of rapid credits. These are usually:
- Credit lines: This is a type of financing with which you can get a part or the entire amount available to make a purchase.
- Personal loans: These are financing to obtain low or high amounts, these with an average interest of 7.65% to return within 8 to 12 months.
- Precious loans: They are loans offered by financial entities to their clients with a good financial profile, this is usually without customers having made the request for this type of credit. These are usually personalized offers which usually have a fairly low interest rate and that can normally be obtained in just a few minutes.
- Minicréditos: This is a financing designed to cover unforeseen expenses for small amounts where this loan must be returned within a period not exceeding 180 days.
What requirements do I need to request a quick loan?
In general, to request this type of credit, the same requirements are always requested, these are usually:
- Be of age.
- Be a resident of Spain.
- Not being in a list of delinquent.
- Have DNI or Nie in force.
- Possess sufficient stable income.
How to ask for a fast loan?
In order to access this type of credit you will usually have to:
- Make a credit simulation that you want to request and fill out the online form that will be delivered to you.
- Choose a minimum amount of money to request and the estimated return period.
- Send the relevant documentation to online banking, or connect to online banking with your personal data and password.
- Read the contract and sign it digital, although sometimes you will make a video call to confirm.
How to pay a fast loan?
This type of credit is not only easy and fast to ask, but it will also be very easy to pay, as well as something quite simple, for this you can pay in the following ways:
- Make a banking domicile of the fees to be paid.
- Make a bank transfer to the financial entity.
- Make the charge on the credit card.